Experience

Senior Director of Product Management

Product, design and marketing across KPL (risk technology platforms for lenders) and KCPL (the group’s NBFC). Team of 9: 7 PMs, 1 designer, 1 PMM. Reports to the CTO and co-founder. Promoted from Director in August 2026.

• Replaced per-client custom models with four platform products, all live with paying customers: ki score, ki monitor with Ask Ki, ki catalyst and Ki Originate. Platform ARR is up more than 200% since May 2025, and two in three partners now use more than one product.
• Cut partner onboarding by more than 80%, from 6–12 months to about a month, with configurable Ki Originate and ki catalyst risk reviews. It opened a segment of partners KCPL previously couldn’t onboard.
• Led product for ki catalyst and ki score in Kenya’s first private-sector agricultural securitisation: May 2026, KES 276M at BBB-, funding 23,839 farmers.
• ki score delivers 20–30% more approvals with PAR90 under 3.5%. Launched Dada Biashara, a WhatsApp GenAI coach in Kenya; took a localised risk product live in East Africa within 4 months; set up an AI-augmented development lifecycle that lifted delivery velocity 5x.

Case studies: From custom models to a multi-product platform · Kenya agricultural securitisation · Dada Biashara

Director of Product Management

Multi-tenant, API-first B2B SaaS credit decisioning for 100+ lenders (mostly US credit unions, plus US auto and specialised lenders, fintechs, and Indian banks and NBFCs), run as separate US- and India-hosted environments for data residency. Reported to the COO; led up to 5 PMs and 2 designers.

• Platform revenue grew 5x, from $2M to $10M. Owned the roadmap and led the suite expansion and cross-sell, lifting revenue per client 50% and client retention 35%.
• Launched iCUE (early warnings, growth and LLM-powered portfolio intelligence): 72% feature adoption and 80% client adoption within 3 months; paid conversion reached 30% within 9 months of launch.
• Added MSME small-business underwriting to a consumer platform, winning new logos. Cut first-time client go-live from 150 days to 30, and credit strategy changes for live clients from 90 days to 1.

Case studies: Land and expand, $2M to $10M · iCUE: LLMs in production · Small business lending on a consumer platform

Senior Product Manager

Securitisation and structured finance on India’s largest debt marketplace.

• Automated securitisation end to end and took 5 banks and 18 NBFCs live as counterparties, with 95% retention.
• Cut transaction turnaround from 80 days to 20 with retail credit-assessment modules powered by proprietary ML.
• Built a data-driven discovery and negotiation module, with more than INR 500 Crore (about $60M) processed through the platform.

Senior Product Manager

• Delivered Wio’s payment system in 7 months, ahead of key competitors.
• The utility payments experience reached 20% adoption among active users within 6 months.

Business Analyst

• Cut loan processing time 50% and operational cost by INR 1.5 Crore (about $180K) by redesigning workflows for low-risk real estate loans.
• Upgraded the Zeus credit appraisal tool to support modern real estate lending standards.

Manager, Product Strategy

• Wrote the Supply Chain Finance specifications behind INR 7,000 Crore (about $840M) of lending across corporate and MSME dealer and vendor financing.
• Cut loan origination turnaround from 35 days to 10 through Loan Origination System improvements, deployed nationally.

Founder

• IoT integration specifications and early customer acquisition.

Programmer Analyst

• Java, data structures and enterprise software architecture.